The Community Health Assist Scheme (CHAS) is a Ministry of Health (MOH) scheme that helps Singapore Citizens offset the cost of care at participating GP and dental clinics near home. The subsidies available depend on your CHAS tier and the type of care you need. Pioneer Generation (PG) and Merdeka Generation (MG) cardholders can also receive additional subsidies.
CHAS Card Benefits at a Glance
- Every Singapore Citizen can apply, regardless of household income.
- Benefits vary by card tier, with special subsidies for PG and MG seniors.
- Subsidies available for a range of needs, including common illnesses, chronic care and selected dental services, as well as screening and vaccinations through national programmes.
- CHAS and MediSave may be used for treatment of chronic conditions under the Chronic Disease Management Programme (CDMP), with additional benefits available to Healthier SG enrollees.
- CHAS is accepted at all Healthway Medical GP clinics islandwide. Simply present your NRIC and physical or digital CHAS, PG or MG card.
Our patients can take full advantage of various government programmes and schemes designed to make healthcare more accessible and affordable, ensuring they receive the support they need for their well-being.
Which CHAS tier do you qualify for?
Every Singapore Citizen is eligible to apply for CHAS. Your CHAS tier is based on your household monthly income per person or, for households without income, the Annual Value of your home.
How do the CHAS tiers differ?
| CHAS Tier | Household monthly income per person | Annual Value for households without income | Main CHAS card benefits |
|---|---|---|---|
| Blue CHAS card | $1,500 and below | $21,000 and below | Common illnesses, care for chronic conditions and selected dental care |
| Orange CHAS card | $1,501 to $2,300 | $21,001 to $31,000 | |
| Green CHAS card | Above $2,300 | Above $31,000 | Care of chronic conditions |
| Pioneer Generation / Merdeka Generation | Not applicable | Not applicable | Special subsidies for medical and selected dental care |
Information is based on CHAS eligibility criteria and card benefits as of 1 September 2026. For the full breakdown of medical subsidy amounts and limits by card tier, refer to the official CHAS GP subsidy poster.
Beyond your CHAS tier
Pioneer Generation and Merdeka Generation cards are separate from the income-based CHAS tiers. They are issued automatically to qualifying seniors and provide special subsidies for medical and selected dental care.
Screening and vaccination subsidies also follow their respective programme criteria and may vary according to your CHAS tier and Healthier SG enrolment.
How to apply for a CHAS card
Singapore Citizens can complete a CHAS card application online using Singpass.
- One household member aged 21 or above can submit an application for themselves and the family members living in the same household.
- Household information will be assessed using available government records.
- Once your application has been processed, log in to MyCHAS to check your card tier, subsidy balance and claim limits.
Pioneer Generation and Merdeka Generation seniors receive their cards automatically and do not need to submit a separate CHAS application.
What does CHAS cover?
CHAS subsidies can support different healthcare needs at various stages of life, from seeing a GP when you are unwell to managing a chronic condition or receiving selected dental care. The support available depends on your card type and the programme criteria.
Select each section below to learn what may be covered.
Blue and Orange CHAS cardholders, Pioneer Generation (PG) and Merdeka Generation (MG) cardholders can receive subsidies for consultations at participating GP clinics. These may include visits for common illnesses such as coughs and colds, fever, headaches, diarrhoea, urinary tract infections and skin conditions. Subsidies for common illnesses are capped at 24 visits per patient each calendar year across all CHAS clinics.
All CHAS cardholders, including CHAS Green cardholders, may receive subsidies for conditions covered under the Chronic Disease Management Programme (CDMP).
The CDMP currently covers 23 chronic conditions, including diabetes, high blood pressure, high cholesterol, asthma and chronic kidney disease. The list will expand to 25 on 1 January 2027, when hyperthyroidism and hypothyroidism are added. Patients receiving ongoing care for either thyroid condition will then be able to receive CHAS subsidies and use MediSave for their treatment.
CHAS subsidies for the care of chronic conditions are divided into two categories:
- Simple chronic care: A visit for one chronic condition without complications
- Complex chronic care: A visit involving two or more chronic conditions, or one condition with complications
Your GP can advise which category applies to your care. Depending on your condition, your GP may also assess whether you would benefit from subsidised services such as diabetic foot screening, diabetic retinal photography or counselling with a nurse.
Blue and Orange CHAS cardholders, as well as Pioneer Generation and Merdeka Generation seniors, can receive subsidies for selected dental treatments at participating CHAS dental clinics, including all Healthway Dental clinics.
Depending on your card type and treatment needs, subsidies may be available for:
- Preventive and basic dental care, including consultations, scaling, polishing, fillings and extractions
- Selected restorative treatments, including dentures, root canal treatments and permanent crowns
The subsidy may not cover full treatment fees. Before you proceed, your dentist will explain the recommended treatment, applicable subsidy and any remaining out-of-pocket amounts you need to pay.
Using CHAS and MediSave to manage healthcare costs
CHAS and MediSave provide different forms of support.
- CHAS provides government subsidies for eligible care, while
- MediSave allows you to use your MediSave healthcare savings for approved healthcare expenses.
| Type of care | CHAS | MediSave |
|---|---|---|
| Common illnesses such as cough, cold or fever | Blue, Orange, PG and MG subsidies may apply | Generally not available. Flexi-MediSave may apply for patients aged 60 and above |
| Chronic conditions under the CDMP | All CHAS, PG and MG cardholders, including CHAS Green | Yes. After the CHAS subsidy, MediSave can be used to offset the remaining bill, up to the MediSave500/700 limits |
| Preventive care such as recommended vaccinations and screening | Subsidised fees are available at CHAS GP clinics under the relevant national programmes | May be used for nationally recommended vaccinations and eligible screening, subject to the applicable criteria and limits |
Information is accurate as of 1 September 2026. MediSave500/700 will be renamed to MediSave Chronic and Preventive Care Scheme from 1 January 2027, with revised withdrawal limits.
Using CHAS and MediSave for chronic care
CHAS and MediSave may be used together for treatment under the Chronic Disease Management Programme (CDMP). The CHAS subsidy is applied first, after which MediSave may be used towards the remaining eligible bill. A 15% cash co-payment normally applies.
Under the current MediSave500/700 scheme, the annual withdrawal limit is $500, or $700 for patients with complex chronic conditions. From 1 January 2027, these limits will increase to $700 and $1,000 respectively, and the scheme will be renamed as MediSave Chronic and Preventive Care Scheme.
Additional support for Healthier SG enrollees
If you are enrolled in Healthier SG, the usual 15% cash co-payment is waived for eligible CDMP treatment at your enrolled clinic, up to the MediSave withdrawal limit.
CHAS, PG and MG cardholders may also choose the Healthier SG Chronic Tier instead of the CHAS Chronic Tier at each visit. This option may provide greater support if you have higher medication needs or your bill exceeds the annual CHAS subsidy limits. Your doctor can advise which tier better suits your needs.
Flexi-MediSave for patients aged 60 and above
Patients aged 60 and above may use up to $400 a year under Flexi-MediSave for eligible outpatient care at participating CHAS GP clinics, polyclinics and public Specialist Outpatient Clinics.
Flexi-MediSave may also be used for eligible root canal treatments and permanent crowns at participating CHAS dental clinics and public healthcare institutions.
Once you understand which support applies to your care, the next step is finding a clinic where you can use it.
Access subsidised care close to home
CHAS is designed to make everyday and ongoing healthcare more affordable and accessible through participating clinics in the community. This means you can receive care closer to home while using the subsidies available under your card.
Why choose Healthway Medical?
With GP clinics located across Singapore, Healthway Medical makes it easier to access care and use your CHAS card benefits close to home. All Healthway Medical GP clinics accept Blue, Orange and Green CHAS cards, as well as PG and MG benefits. Our clinics are also accredited for MediSave and chronic-condition care under the CDMP.
Whether you need care for a common illness, support with a chronic condition, vaccination advice or recommended screening, our doctors can help you understand the subsidies and healthcare support available to you.
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